Pinewood Derby Design Tips and Tricks

by MyDadBlog on January 16, 2012

in Advice,Games

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This weekend was the annual pinewood derby race with the kids for Adventure Guides.  Lucky me, I have another car to build for my son for cub scouts in the coming weeks since he insists on doing both.  Anyway, this was the third year with Adventure Guides and our cars have been pretty bad in the past two years.  I felt bad and now that it’s third year (and his little brother has joined as well), I wanted the boys’ cars to do a little better.  Well, after talking to some of the dads who take this stuff pretty seriously and doing some trial and error, we were able to get both cars into the finals!  That was a first, so they made about top 12 out of 80 cars.  After having crappy cars and decent cars, here are a few tips and tricks to winning the pinewood derby that I can pass on:

Pinewood Derby Car Tips and Tricks

 

  • I’ve found that the wheels matter much more than the aerodynamics of the car.  So, if you have to focus time and attention on one over the other, focus on the axles, wheels and whatnot and don’t stress if your car isn’t perfectly sanded or your son wants to put a Lego guy sticking out the top.
  • Most of the winning cars end up being very thin and/or wedge-like.  They end up stacking on a ton of weights to make up for the wood they’ve chopped out.  I’m not sure why this matters, as mass is mass, but I suppose perhaps it’s more rigid that way since the wood is pretty flimsy and the weights are metal.
  • I’ve found that winning cars tend to have the weights stuck toward the back of the car, as opposed to the front.  Again, I don’t why this matters, but they all swear by it and the winning cars tend to have that pattern.
  • The wheels and axles!  This is huge.
  • And this is a little tidbit you’re not going to get anywhere else!  I took a snapshot of all the winner’s circle cars just before the start of the finals.  You can get a look at the undersides of all the cars, designs, weight placements and perhaps look really cool in front of your son for coming up with an awesome design!  Enjoy!

 

Pinewood Derby Cars

The Winner's Circle!

Do You Have Any Pinewood Derby Racing Tips?

 

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While the headlines portend doom and gloom in the housing market, the reality is, it might just be the right time for you to buy a home or refinance regardless of whether we see another slight decline in home prices or a flat market for years to come.  After all, who’s really buying a home these days for capital appreciation?  It just makes sense for people who are very confident that they will not need to move in the near-term and don’t want to keep paying a landlord’s bills for them.  Assuming you qualify from both a down payment and credit standpoint, there are many mortgage options out there and it can be confusing figuring out which one is right for you.  Very much depends on your personal situation, so using a calculator mortgage t provide you with options and monthly payments, you can make an informed decision.

  • 30 Year Fixed – This is still the most common mortgage type in the US.  What I like about the 30-year mortgage is that you allow the present value of money to work for you.  You’re able to borrow money at an extremely low rate (low 4%) while inflation is around 3%, so you’re virtually borrowing money with no interest in terms of “real” dollars.  The only downside is that a lot can happen in 30 years.  You may eclipse into retirement or have to start paying for college for the kids, so that’s where the next one might make sense.
  • 15 Year Fixed – This is another very common option, and given the shorter term, the interest rate is also lower (banks tend to view longer durations as higher risk, hence the higher interest rate.  You’ll always see this in the bond market as well, except for very low probability “inverted yield curve” situations leading into a Recession).  You can get a 15-year fixed for 4% or lower these days.  Many people like this option because it may coincide with retirement if they’re in their 30s or 40s or college payments.
  • 5/1 Adjustable Rate Mortgage – This one’s a bit risky these days in that interest rates don’t have much lower to go – but have plenty of room to rise should inflation take hold.  So, you can probably get a very low rate for 5 years, but after that, the contracts are typically structured to allow up to 3 increases of 2% each once per year after the initial 5.  So, if you can’t refinance into a conventional loan down the road, you may well end up with a 10% mortgage rate.

Aside from the ones listed above, there are several others, as well as combinations of the above, but these are the primary ones buyers are entering into at the present.  Depending on which country you live in, there are other numerous types out there and tools to help, like this buy to let mortgages calculator for UK residents.Thankfully in the US, we’ve very much seen the demise of the “option ARM” mortgage which got so many people in trouble leading up to and during the housing collapse.  With those mortgage, people were able to start off with “teaser” payments that then reset into much higher payments (with interest!) after just a few years, causing many people to just walk away from their mortgages when they realized their mortgage amount owed actually INCREASED while their home values declined, leaving them with 6 figures in negative equity.

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It’s Halloween! What’s Your Family Wearing?

by MyDadBlog on October 18, 2011

in Guest Post

Well, here we are with another Halloween just around the corner.  Last year, my wife came up with the idea of dressing the whole family up in the Wizard of Oz theme.  We had a new baby girl, so she was Dorothy.  My wife was the witch (totally fitting).  I was the scarecrow and my boys were the tin man and lion.  It was pretty funny; we definitely have pictures from last year.  This year, we’re going with a bit more of a random theme.  After having 2 boys donning mummy and gremlin costumes in previous years, now with our girl, (and my wife’s Wizard of Oz dream out of the way) the attire is taking on a whole new direction.  My wife started taking inventory of what the other little girls in the neighborhood will be wearing for Halloween.  This year, there seems to be a trend toward fancy dress outfits.

Our one friend’s family is doing the retro thing and going with a 70s fancy dress theme for Halloween.  Another one is doing the roaring 20s.  In our house, we were kinda leaning toward a witch for our daughter, because that’s how she acts sometimes.  She’s only 2, but she’s real good at the “hee-hee-hee” expression.  So, torn on whether to go with the trend this year on fancy dress outfits or do our own thing – or whether it even matters.  The boys always seem so much easier – while even stranger.  Out of nowhere, my one son wants to be a warlock, which I’m not even sure if he knows what that means.  And even stranger, my other son is insistent on the Swamp Monster.  I don’t know what that is really, or where he got the idea, but that’s his dream costume for the year – the Swamp Monster.  So, he’ll be green with stuff hanging off him.  I think after last year’s getup, I’m off the hook for dressing up.  I’m sure by next year my wife will think up a family theme again though; until then, I’ll enjoy a Halloween in normal clothing.

What Are Your Kids Doing for Halloween This Year?

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Teaching Kids Animal Cruelty For Christmas

by MyDadBlog on September 27, 2011

in Criticism,Pets

This summer, we finally gave in and let our son get a hermit crab at the shore while on vacation.  Each year, we found some excuse to disallow based on his age, his behavior or otherwise.  This year, he’s grown more mature and responsible and was a great kid during vacation, so we said fine.  It’s turned out well so far – he plays with them every day, feeds them, cleans them and he’s very compassionate toward his little buddies.  During casual conversation with some parents of kids in his class, we became aware of a rather bizarre and cruel practice IMO.

Apparently, all kinds of parents do the hermit crab thing each summer, and they do it EACH summer because come spring, there’s no more hermit crab in the house.  Where do the little critters go?  Well, these parents (and this is more than 1 family, and not in a coordinated fashion, so I don’t know where this bizarre ritual came from) wait until Christmas each year and go and put the crab out in the snow to freeze to death.  Aside from the fact that this is cruel and unnecessary, what kind of message is this sending to children?  It’s OK to torture a small critter to death?  So, it’s also OK to stomp a cat or light a dog on fire?  As kids grow up and engage in more reckless behavior, if they don’t have the right baseline on how to treat other people and animals, later in life, the swings in how they behave toward others grow wider and wider.  While I did a lot of stupid, risky stuff as a teenager, I never exhibited any form of animal cruelty, I wasn’t raised that way.

Even though they’re “just hermit crabs”, there were a pet.  It’s not like killing a spider; these were purchased domesticated pets that children cared for and played with and then were killed for no apparent reason – then purchased again to repeat the cycle.

Can anyone enlighten me on whether this Christmas ritual is an American tradition and where it came from?

And do you think this is acceptable?

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Cut back on back-to-school spending

August 25, 2011

At this time every year parents throughout America are all constantly hearing the same requests from their children ahead of the new school year. Often, it is for new school items, such as bags, books and laptops or the latest designer trainers so they can make an impression come the new semester. The cost of [...]

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A Scary Bout With Meningitis

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Our 7 year old was finally released from the hospital today after a bout with viral meningitis.  There are stark differences between the bacterial type and viral one.  Bacterial is more rare but often deadly.  The viral type can be caused by any number of initial viral infections.  So, today when his spinal tap revealed [...]

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Summer holiday survival tips

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Summer is here and the kids are out of school. As a parent, you may be wondering just what you are going to do! Instead of struggling with a loan calculator, trying to figure out just how you are going to pay for the summer holidays and all the activities around you, consider doing some [...]

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The real cost of education

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With college tuition rising every year, it’s a good idea to begin saving for your child’s educational future while he or she is still young. The sooner you begin saving, the less you’ll have to pay out of pocket when the big day arrives and the less debt your child will accumulate by way of [...]

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What’s Up with the Fireworks ALWAYS Starting Late?

July 10, 2011

So, we went to two different fireworks shows this year.  One was in our hometown and then this weekend, our friends in another state had us out for their town’s fireworks.  I’m used to fireworks starting late, as nobody can ever seem to get it together, but this year in North Jersey was outrageous.  The [...]

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A Truly Priceless Gift for Your Child – DIY 1st Year Baby Video

November 27, 2009

With our kids off from school today, my wife put on a movie for the boys (5 and 3), but it wasn’t Disney and it wasn’t the usual cartoon fair.  She put one of the 1-year birthday videos I made for each sons just prior to their first birthday.  Even after seeing it several times, [...]

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Napping Nazis – Can we Relax a Little About Nap Time?

January 4, 2010

Is it me or are some parents (usually moms dictate these terms) overly rigid with their kids’ napping schedules?  I don’t mean to knock moms trying to do right by their kids, because I realize that some kids are completely off the wall if they miss their nap for the day or something, but there [...]

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Today’s Kids are Confronted with Rampant Consumerism

January 13, 2010

I’ve been both amused and disturbed when my 5 year old quotes me an infomercial outlining the benefits of the giant cupcake maker, the magic doorsweep or the snuggie.  On one hand, it’s funny what an easy sell he is and how enthusiastic he is about a piece of crap made in China that falls [...]

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Rainy Day? Cool Things for Dads to do to Avoid Boredom

January 24, 2010

When Mom’s out for the day and it’s raining out, boredom can ensue.  Today, the wife took our daughter to a baby shower for the day, so I had the two boys.  Confronted with a lousy forecast and the novelty of new Christmas toys long gone (sad, isn’t it?), I started thinking about some neat [...]

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Adventure Guides is Just Right for This Dad

March 9, 2010

Since our 5 year old son is our first, he’s our experiment.  We try out all kinds of activities, sports, shows, hobbies and more at least once and if it works, we stick with it.  So far, we’re sticking with piano, T-Ball and soccer.  Not so sure about basketball and some of the other things [...]

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The Cruel Tricks we Play on Our Children

March 17, 2010

This morning, we played one of the myriad pranks on our children that play out year round until they will eventually figure us out.  For St. Patrick’s Day, we set some Leprechaun traps (see last year’s elaborate Leprechaun Trap) and of course, they failed.  This morning, the kids came downstairs to find all kinds of [...]

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Tricking Your Children into Eating Healthy

April 9, 2010

I’ll be the first to admit that neither I or my children have perfect diets.  We practice “everything in moderation” as opposed to the extreme rigidity of some of our friends where everything has to be 100% organic, absolutely no processed foods, nothing in a box, no additives, no fun stuff like ice cream, etc.  [...]

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Huge Numbers of Students Taking ADHD Drugs to Improve Test Scores – Is that Cheating?

May 3, 2010

I saw an intriguing 60 minutes segment this week outlining the huge numbers of students (and professionals surprisingly) that are wantonly taking ADHD drugs in college for everything from studying and test-taking to pulling all-nighters and writing otherwise boring papers.  I was struck by both the striking proportion of students who admit to this practice [...]

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Report: Suncscreens – Some Work, Some Don’t, Some are Outright Dangerous

June 1, 2010

It’s that time of year again where you’ll need to start lathering up the kids and avoid those nasty sunburns and ward off cancer risk years into the future.  The problem is, you may not be getting what you paid for – and you may actually be harming your children in the process.  While I [...]

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Firefly Party for Fun Summer Outing

June 29, 2010

My wife came across some different cool ideas for kids’ summer parties and thought the Firefly theme would be fun.  Since school’s out, she wanted to do something fun for the kids and parents from our Kindergartner’s class.  So, she sent out some invites for a firefly party. Firefly Party Basics Wear Pajamas – This [...]

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The Most Memorable Moments with Your Kids – Here are Mine

July 22, 2010

It’s odd how the brain works.  I only tend to recall a select few memories from childhood and they’re not the ones you’d think.  Disney World? No. Hitting my First Home Run?  No.  Oddly, some of them revolve around negative events even though I had an incredibly positive childhood comparatively speaking.  I’ve read that this [...]

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3 Ways We’re Cutting Costs Raising Kids

August 6, 2010

With the economy in the tank and the cost of raising a child to age 18 standing at over $200,000 according the latest government studies, along the way, we’ve been seeking out each and every opportunity to cut costs in a reasonable manner while still enjoying a lifestyle we enjoy. We have two boys and [...]

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3 Crazy Things Parents Worry About

September 9, 2010

I recall reading the Freakonomics section outlining the statistically unfounded fear of handguns over swimming pools since the press sensationalizes gunshot deaths much more so than swimming pool deaths, even though the latter is much more prevalent, and thinking about all the other seemingly misplaced worries that parents have.  In today’s news cycle where every [...]

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Cub Scouts vs. Adventure Guides (We’re Doing Both!?)

December 4, 2010

Last year, I wrote this Adventure Guides review (a huge two thumbs up).  For a few reasons, this year, we’ve opted to sign up our six year old with Cub Scouts as well.  At least in our neck of the woods, the two organizations are noticeably different, both worthwhile though.  We are cautious about overburdening [...]

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Are Chinese Moms “Superior”? Clearly NOT

January 13, 2011

After reading an article that I wished would just go away, it didn’t, so I figured I’d contribute to the dialogue with my observations and assessments.  First, Amy Chua, a fame-hungry professor pushing a book published her account of why Chinese Moms Are Superior at the Wall Street Journal.  I guess they were going for [...]

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Is Your Spouse Committing Financial Adultery?

January 24, 2011

One of the most prominent struggles for parents is financial matters.  Kids, marital problems, health issues and bad luck aside, money issues still comprise the largest portion of reasons for arguments and divorce amongst couples.  As such, it’s key to be aligned in philosophies on income, expenditures, savings and investments. In today’s rapid-fire world of [...]

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Warning: Our 1yo Got into RX Medication and So Can Yours

March 6, 2011

This isn’t the type of thing a parent normally wants to publicize on the internet, but given the circumstances and how “protected” we thought we were from this type of event, I would be remiss to NOT highlight what happened to us and how it can happen to you too. The other day, my wife [...]

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Interview With A Stay-At-Home Dad

March 15, 2011

Traditionally, the man of the household is seen as the wage-earner, or ‘breadwinner’. The woman chooses to stay at home raising the kids and generally keeping the home running. In modern times, a reversal of these roles is common, but how do men really feel when they find themselves doing the ‘woman’s work’? Let’s find [...]

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5 TOP TIPS FOR A FRUGAL MOTHER’S DAY

March 29, 2011

Mother’s Day is almost upon us and unless your kids are of an employable age – or you’ve had them working a paper round since they could walk – then the likelihood is that the present-buying responsibility will fall on your shoulders. And if money is tight this year, as it is for many of [...]

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5 FRUGAL FAMILY DAYS OUT FOR EASTER

April 13, 2011

After tightening your belt for a frugal Mother’s Day, the last thing you needed was the Easter holidays coming along to relieve you of any money that you may have saved. But that’s exactly what has happened and there’s a giant, egg-bearing bunny on it’s way to empty your wallet. The worse news though is [...]

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Birthdays on a budget

May 16, 2011

Birthdays can be pricey at the best of times, If you’re throwing a child’s birthday party, you don’t want to break the bank, so first, check out the cost of any shopping using a price comparison site such as Moneysupermarket. Deciding on which games are to be at the party is a good place to [...]

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THE BEST WAY TO PAY FOR YOUR HOLIDAY

June 3, 2011

The prospect of the annual vacation isn’t always as restful as the break itself, with concerns about saving, budgeting and paying for the holiday that your family wants. The trick, as with everything, is to plan in advance. In the same way that Christmas should be saved for during the preceding year, annual vacations should [...]

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ARE YOU PREPARED FOR RETIREMENT?

June 21, 2011

It is amazing how many people say that retirement crept up on them! One minute you are busy developing a career and raising a family and then the next minute, it seems you are able to retire. Where did the time go and how are you going to cope without a regular paycheck? Now is [...]

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Get your home ready for winter

July 1, 2011

Preparing your home for the winter months is vital if you plan on saving money on energy costs. Before the chill hits, take the time this fall to winterize your house for the snowy season ahead. First of all, keep those gutters clean. Gutters tend to collect debris during the fall, so make sure you [...]

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Back to school on a budget

August 18, 2011

As the end of summer looms before us, countless parents across the country are struggling to obtain back to school supplies for their kids. When classroom supply lists are long and bank accounts are coming up short, buying your child’s back to school needs can be a problematic. To stay within your back to school [...]

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